Welcome to TMC Property Solutions
Why Rent When You Can Own? Own A Texas Home Today!
TMC Property Solutions and OwnATexasHome.com is a Veteran owned and operated company and has been the premier "Home Buyer" in the DFW area for more than 13 years. We are NOT realtors nor are we bankers or mortgage brokers who get paid to find you a loan or a home. We’re actually the owner of several beautiful homes which are available for Cash Purchase, Owner / Seller Financing, and occassionally for Lease. Since we own the homes, many times (depending on your circumstances) we are willing to finance a portion of the purchase ourselves to you. All the normal rules concerning credit, debt ratio, proof of income and yes, even down payments are thrown out the window and we structure a deal that works for both you and I. Since we own the homes, we can be very creative with the financing and structure the deal to fit both our needs.
So, here’s what it comes down to. If you’re truly interested in buying a home of your own, I’ll give you several options after this message. If we have a home you like and you have either credit or a reasonable down payment we can work with, you can be moving into the home of your dreams in a matter of a days. Just be aware that if you have very bad credit and no money - unfortunately we probably can’t help you at this time. On the other hand, if you have some money but have bruised your credit, we can probably help you Owner / Seller Finance or Lease a home now. We also can provide you with a great resource for getting started with your credit clean up so that you can purchase a beautiful home in the near future. Please contact us and let us look at all the facts before you decide that you can’t qualify.
Remember, we own the homes. We can do whatever you and I agree to within the laws, to make it work for both of us. You can't imagine how many folks are now in their dream home today because they let us work our magic for them. Most thought they couldn’t qualify and could never Purchase a home. They were wrong! Don't make the same mistake. Keep reading to see some of our most frequently asked questions (FAQs).
You Have Bruised Credit – Can You Buy A Home?
Is Your Debt to Income Ratio Too High?
Just How Much Home Can You Afford?
You may be surprised to learn how much of a home you can afford. Generally accepted standards say that your new house payment added to all your other monthly payments, should not exceed about 35% of your gross (that’s before income tax) for you and your spouse. Keep in mind, that does not include items like insurance, clothing, food, utilities, entertainment, etc. You should add only those items with fixed payments such as cars, furniture, credit cards, mortgage, student loans, etc.. If an item doesn’t show on your credit report, it probably won’t count against you as a debt.
If You Can’t Easily Verify Your Income, What Options Are Available?
If you feel you can't purchase a home, because you can't verify your income, think again. Some of our happy customers felt the same way before contacting us, but they found himself in the home of their dreams within 30 days. There are several little known ways to verify income and many loans available that don’t require it. In fact income verification is one of the easiest problems to fix in the home buying process.
If You Have Nothing To Put Down, Can You Really Get Financed?
It may surprise you to know we’ve helped other folks purchase a home of their dreams with little or no money down. Conventional wisdom says it can’t be done but conventional wisdom is almost always wrong. Frankly if you have no money and very bad credit, there’s nothing we can do for you. However if your credit in a reasonably good, and you can prove your income, we have several programs available for you now. These programs are brand new and not widely known and are designed to help good folks buy a home with little or no money.
Do You Have a Downpayment, But Want To Get Owner / Seller Financing?
If you’re looking to Purchase a home and feel that owner financing is your best option, you’ve come to the right place. We have several homes available and since we own them, we are free to work out special financing arrangements to suit your needs. We can provide owner financing for all or part of the purchase price, regardless of your credit, debt ratio, income verification, and other factors that prevent deserving folks from getting bank financing. However, this will require a down payment to make it possible.
Simply put, the more you have to work with, the easier it will be to get you in the home quickly, sometimes in just a couple of days, and under great terms. If you have a good down payment, the best thing to do is Contact Us now or call us to discuss your needs. To get a list of homes to tour, click here, and even if we don’t have one available that you like, we'll add your name to our VIP list and we'll find the one as soon as possible.
Don’t procrastinate because beautiful homes like these, which you can buy with owner financing are rare indeed. If we didn’t own them, we couldn’t offer such easy terms and obviously the demand is bigger than the supply. If you’re serious about owning your own home, your best option is to start now. It costs nothing and there’s no obligation. Just click here to look at the property we currently have for sale.
Remember, regardless of whatever kept you from buying a home in the past, don’t let it stop you now! You’re talking to the owner direct, not a realtor. We’re free to work it out between ourselves without banks dictating the rules.
So, if you have a downpayment and want to own a "Dream Home" of your own, click here.
The choices are simple:
Do nothing, and continue to make your landlord rich
click here to look at our "Attention Renters" information.
click here to get the ball rolling by viewing our homes that
are currently available and ready for your inspection.
P.S. Veterans, thank you and your family for your sacrafices you make to keep us safe. We apprecaite what you do for us everyday.
Call TODAY and let us create "Your Solution". Call NOW 24/7 at (817) 550-5069!
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TMC Property Solutions